Spain Living Guide publishes detailed explanations of Spanish tax, immigration, property, healthcare and administrative procedure, written in English for people who are moving here or already living here. This page sets out the limits of what that material is, and what it is not.
This is information, not advice
Nothing published on this site constitutes legal, tax, financial, medical or immigration advice, and reading it does not create any professional or advisory relationship between you and Daniel Aznar or Spain Living Guide.
Daniel Aznar is not a licensed tax adviser, lawyer, gestor, financial adviser or medical professional. He is an engineer based in Valencia who has been through many of these procedures personally and who researches the rest against primary sources. That is a useful vantage point for explaining how a process works. It is not a substitute for a professional who can look at your actual circumstances, take responsibility for the outcome, and be held accountable if they get it wrong.
Before acting on anything you read here — filing a return, signing a contract, applying for a permit, changing your tax residence, or making a decision about your health — consult a qualified professional in the relevant field.
Why your situation may not match the article
Spanish administrative law is unusually fragmented, and general guidance breaks down in predictable places:
- Autonomous communities differ. Inheritance tax, gift tax, wealth tax, transfer tax and healthcare administration vary substantially between the seventeen regions. A rate that applies in Andalucía may not apply in Catalonia.
- Municipalities differ. IBI, plusvalía municipal, waste charges and padrón procedures are set locally and change without national announcement.
- Your nationality and tax treaty matter. The same transaction can be taxed differently depending on whether you are American, British, or resident in another EU state.
- Individual offices apply criteria differently. Consulates, immigration offices and health centres do not always interpret the same rule the same way.
Figures and deadlines go out of date
Rates, thresholds, income requirements and filing windows change, sometimes mid-year and sometimes retroactively. We verify figures against official sources at the time of writing, we say when an article was verified, and we link to the source so you can check the current position yourself. We do not guarantee that any figure remains current on the day you read it.
Where official sources disagree with one another — which happens more often than people expect — we say so rather than picking a number and presenting it as settled.
First-hand accounts are one person’s experience
Some articles include first-hand descriptions of procedures, along with photographs of the author’s own documents with identifying data obscured. These are included because they show what the process actually looks like, which most published guidance does not.
They describe one person’s experience, in one region, on one date. Your experience at a different office, in a different year, may differ. Nothing in a first-hand account should be read as a guarantee of how you will be treated or how long anything will take.
External links
We link to official sources — the Agencia Tributaria, the Boletín Oficial del Estado, ministries, the Seguridad Social, regional governments and foreign tax authorities — so that you can verify what we say. We do not control those sites, we are not responsible for their content, and a link is not an endorsement of anything beyond the specific point it supports.
No affiliate relationships
We do not earn commission on any bank, insurer, law firm, gestoría, relocation agency or product mentioned on this site. Where a company is named, it is because naming it makes the explanation more useful than a vague reference would. If that ever changes, it will be disclosed clearly and in the article itself, not buried here.
The site carries advertising, which is described in our Privacy Policy. Advertisers have no influence over what we write.
Limitation of liability
The content of this site is provided as it is, without warranty of any kind. To the fullest extent permitted by Spanish law, Daniel Aznar accepts no liability for any loss or damage arising from reliance on anything published here, including financial loss, tax penalties, missed deadlines, rejected applications or decisions taken without professional advice.
Found an error?
Tell us. Accuracy matters more here than tone, and a correction is more useful than a compliment. Write to us through the contact page with the article and the specific point, and we will check it against the source and correct it if you are right.
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Last updated: August 2026.