Category: Finance & Taxation
Spanish tax and money matters, explained for foreigners. This section covers what changes financially when you become a Spanish tax resident: income tax (IRPF) and how the annual renta works, the wealth and solidarity taxes and how wildly they differ by region, gift and inheritance tax, and the double taxation treaties that decide whether Madrid or your home country has first claim on a given source of income. It also covers working for yourself here — choosing between autónomo status and a Sociedad Limitada, and what each actually costs to register and run — as well as banking, cryptocurrency and Web3 reporting, pensions, and the foreign asset declarations (Modelo 720 and 721) that catch out new arrivals. Every rate, deadline and threshold links back to its official source at the Agencia Tributaria or the Boletín Oficial del Estado so you can verify it. Nothing here is tax advice: confirm your own position with a qualified asesor fiscal.
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Pensions for Foreigners Who Contributed in Several Countries: How Totalization of Social Security Works in Spain 2026
How pensions work for people who have contributed in several countries: how the totalización (aggregation) of contribution periods lets your international career count as a whole, how the prorrata temporis splits the pension between countries, and how to claim it through the INSS in 2026.
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Autónomo or Sociedad Limitada (SL) in Spain 2026: How to Choose, and How to Register Each One
The complete 2026 guide to working for yourself in Spain: how to decide between autónomo and Sociedad Limitada, where the break-even point actually sits, the step-by-step registration process for each, the real costs and ongoing obligations, and the tax planning tools only a company can use.
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IRPF for Foreign Residents in Spain 2026: Tax Brackets, Deductions, and How the Renta Works
A clear guide to how IRPF works for foreign residents in Spain in 2026: the two tax bases, the general and savings brackets, the personal minimum, the deductions expats miss most, the Beckham Law, and how to file the declaración de la renta step by step.
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US-Spain and UK-Spain Double Taxation Treaties Explained: How to Avoid Being Taxed Twice in 2026
How the US-Spain and UK-Spain double taxation treaties work in 2026: how pensions, dividends, interest, and capital gains are allocated between countries, the US saving clause, and the exact forms to claim relief and avoid being taxed twice.
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Entrepreneur Visa vs. Digital Nomad Visa in Spain: Which to Choose When Raising Capital or Launching an International Startup in 2026
Spain’s Entrepreneur Visa and Digital Nomad Visa exist for fundamentally different situations, and choosing the wrong one can mean rejection or a residency status that restricts your business model. How the ENISA evaluation works, what the business plan must contain, the tax advantages for certified startups, and how to tell which route fits your company.
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Spain’s Gift Tax in 2026: Transferring Money or Property to Your Children
In Spain a gift to your child is a taxable event with a 30-day deadline, and the recipient pays, not the giver. How the regional rebates differ from Madrid and Andalusia to Catalonia, why a 99% rebate does not mean a free transfer once the donor’s capital gains and municipal plusvalía are counted, and when…
