Category: Finance & Taxation
Spanish tax and money matters, explained for foreigners. This section covers what changes financially when you become a Spanish tax resident: income tax (IRPF) and how the annual renta works, the wealth and solidarity taxes and how wildly they differ by region, gift and inheritance tax, and the double taxation treaties that decide whether Madrid or your home country has first claim on a given source of income. It also covers working for yourself here — choosing between autónomo status and a Sociedad Limitada, and what each actually costs to register and run — as well as banking, cryptocurrency and Web3 reporting, pensions, and the foreign asset declarations (Modelo 720 and 721) that catch out new arrivals. Every rate, deadline and threshold links back to its official source at the Agencia Tributaria or the Boletín Oficial del Estado so you can verify it. Nothing here is tax advice: confirm your own position with a qualified asesor fiscal.
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Cryptocurrency and Web3 Taxation in Spain 2026: Crypto, Staking, DeFi, and NFTs Explained
The complete 2026 guide to how Spain taxes digital assets: which events are taxable, the corrected savings and general scales, FIFO, and the Web3 territory most guides skip, including the casual-versus-professional staking distinction, DeFi and liquid staking, NFTs and DAOs, the Modelo 721 self-custody rule, and the 25% cap on offsetting losses against yield.
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Estate Planning and Wills in Spain for Expatriates: Forced Heirship, Brussels IV, and Inheritance Tax
Spanish succession law reserves two-thirds of your estate for your children whatever your will says, and inheritance tax is paid by each heir rather than the estate. How the legítima actually breaks down, how the Brussels IV election lets you apply your home country’s law, why it does not help with tax, how the regional…
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Moving Art, Vehicles, and Pets to Spain: The 2026 Relocation Guide
The three things relocation guides skip: your art, your car, and your pet. The exact sequence a pet’s microchip and rabies vaccination must follow, why filing a vehicle’s customs declaration as a transfer of residence rather than a standard import saves thousands and cannot be undone later, and how import VAT, cultural property licensing, and…
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Banking in Spain for Foreign Residents 2026: Opening an Account, Moving Money, and What Your Passport Changes
Banking as a foreign resident in Spain: how resident and non-resident accounts differ and what each requires, why your passport decides which international doors are open, how to move money between currencies without losing a slice each month, the Modelo 720 and 721 reporting obligations, and the commission-driven advice trap that catches expats.
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Can I Live in Spain With a US LLC in 2026? Tax Myths and Realities for Self-Employed Americans
Can a US LLC keep your income out of Spanish tax? No, and believing it can is expensive. The six myths self-employed Americans repeat, what Spain actually does with a single-member LLC, the place-of-effective-management and CFC traps, what autónomo contributions really cost, and what a compliant setup looks like.
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The Real Cost of Living in Spain 2026: Madrid, Barcelona, Valencia, and Málaga Compared
Comparing Madrid, Barcelona, Valencia, and Málaga on what actually drives your annual outgoings: property and rent levels, the regional tax wedge that most cost-of-living guides ignore entirely, international and public schooling, healthcare, and daily life, plus which city suits which kind of household.
