Category: Finance & Taxation
Spanish tax and money matters, explained for foreigners. This section covers what changes financially when you become a Spanish tax resident: income tax (IRPF) and how the annual renta works, the wealth and solidarity taxes and how wildly they differ by region, gift and inheritance tax, and the double taxation treaties that decide whether Madrid or your home country has first claim on a given source of income. It also covers working for yourself here — choosing between autónomo status and a Sociedad Limitada, and what each actually costs to register and run — as well as banking, cryptocurrency and Web3 reporting, pensions, and the foreign asset declarations (Modelo 720 and 721) that catch out new arrivals. Every rate, deadline and threshold links back to its official source at the Agencia Tributaria or the Boletín Oficial del Estado so you can verify it. Nothing here is tax advice: confirm your own position with a qualified asesor fiscal.
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Spain’s Wealth Tax and Solidarity Tax in 2026: Regional Differences, Allowances, and Reporting Explained
Spain still taxes wealth itself, not just income, and the bill varies enormously by region. How the €700,000 allowance and the main-home allowance work, which regions bonify the tax and which do not, why the 100% bonifications became variable once the Solidarity Tax arrived, the 60% cap that protects the asset-rich but income-light, and the…
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Retiring in Spain: How to Transfer and Protect Your International Wealth and Pensions in 2026
How Spain taxes foreign pensions and worldwide assets once you become a tax resident in 2026: government vs. private pension treatment, Modelo 720 and Wealth Tax reporting, transferring pensions, and a practical pre-move checklist for retirees.
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Buying Property in Málaga vs. Valencia 2026: A Pros and Cons Guide for Buyers
Málaga and Valencia offer almost opposite propositions: Costa del Sol prestige at record prices, or a livable Mediterranean city at roughly half the cost per square metre with stronger rental yields. An honest comparison of both markets, including the transfer tax gap that can cost €40,000 more on a €1.5 million purchase.
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Digital Nomad Taxes in 2026: How Cross-Border Taxation Works and Where Spain Fits
How cross-border taxation actually works for remote workers: the three tax systems that decide your bill, the FEIE and Foreign Tax Credit for Americans, the Statutory Residence Test for Britons, and where Spain fits through the Beckham Law flat rate, including the conditions and deadlines that catch people out.
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Golden Visa Alternatives in Spain 2026: The Three Residency Routes That Remain
Spain closed the Golden Visa in April 2025, but three routes still lead to residency and eventually citizenship. What the Entrepreneur, Non-Lucrative, and Digital Nomad visas each require in 2026, the income thresholds and how they are calculated, the presence requirements now being enforced, and how each affects your tax position.
